Hi Governor
You are going through a lot just at the moment. Cancer is an awful disease as it, and the side effects of the treatment can change a person totally. It certainly messes up the finances.
You may need to consider financial counseling and it is worth talking to your superannuation people and to centrelink about his and your options. It will fall on you however, as it is clear that your husband at present cannot do this. You need to have some support yourself and it is definitely worth ringing the cancer helpline 13 11 20 and talk to them about your issues. It might be worth contacting Carer's Australia as well - www.carersaustralia.com.au/ .
All of us in this area find that at times we need some counseling - have a talk to your GP because you can get this on medicare both for yourself and for your husband. It is also worth talking to your oncologist - if a person is terminally ill, i.e. if their normal prognosis is that they will not live for longer than a year, then they can access superannuation tax free. If they live longer than a year, or if they respond to new treatment, they do not have to pay it back.
Hope this helps
Regards
Sailor
I keep sailing on in this middle passage. I am sailing into the wind and the dark. But I am doing my best to keep my boat steady and my sails full. Arthur Ashe
