Thank you for the response. I travelled to Canada, UK and China when I wrote the post. Been to Bali and Nz since and it wasn't an issue though we needed to pay for "existing conditions". Tried to get a credit card to get the free insurance but was told I'm a bad credit risk because I am not working (retired with considerable super) even though I have never had a problem paying bills and saving. Travel Insurance to me is also about insurance in case you need to cancel last minute and recovery of lost or stolen goods while trvaelling. We tried a number of providers but couldn;t find a better deal. Maybe next time I just dont mention cancer. Thanks Again Sandy
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