Hi Flight,
My husband had hodgkins when he was 11 and it never came up or even questioned when we were applying for a mortgage. Providing you meet the income, savings and deposit requirements you should be fine.
Life insurance and income protection is a whole different matter. We found many insurances wouldn't cover my husband and if they did they either cost a fortune to have or didn't cover anything related to cancer.
He did however get cover through his superannuation as it was an automatic cover when his account was opened with no medical checks. This insurance covered a death benefit and a disability benefit. I definitely recommend that you look into the insurance included in your super and/or talk to an insurance broker or financial planner.
I am very thankful that he had the insurance through his super as he was diagnosed with non hodgkins lymphoma in 2006 and while he was receiving treatment in 2011 they paid 12 x monthly payments to us from his temporary disability cover. We are now in the process of trying to claim the balance of his disability cover through permanent disability cover as his cancer is considered incurable and is unable to return to work. These payments do come off the balance of his death benefit. But it is at least something to help us with the mortgage. There will still be a 70% balance to be paid at time of death.
I hope this has helped and I would be interested to know how you get on.
Best wishes
Mandy
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