Flight...     I am in the US and this is pretty much how they played the mortgage game out here....     Tax returns last 3 years, pay stubs last 3 months, bank statements last 3 months.    They also wanted to make sure we've had money for the down payment stewing in the bank for 6 months.    The rest of the mountain of paperwork was simply details and they qualified us for a mortgage payment not to exceed 25% of our income.    Life insurance?  Not a word-more like mortgage insurance.     Your income, your credit score and your down payment is what banks are interested in out here.     Regards, Joe Trucker ... View more

My husband suffered terribly from mouth ulcers one time so bad that he could hardly eat. We tried lots of things but nilstat drops worked almost immediately. I got the drops over the counter at the chemist. Take care Gail. ... View more